Powerful Features in One Platform (Canada)

All the core features you need for your private lending business:

Loan Origination

Build a sales funnel, automate and manage tasks, and organize your lending business with our complete loan origination feature set.

Loan details interface showing maturity date July 31, 2026, total loan amount $6,975,000, advanced amount $6,325,000, with sections for applicants, borrowers, and guarantors, and a task list including construction budget worksheet.

Streamlined Data Import
- Broker software integrations: Lendesk, Filogix, Doorr, Finmo, Velocity
- Direct via API
- Customizable lead intake form
- Bulk upload of loan, transaction & fund history
- Manual data entry
- All major CRM connections such as Hubspot
Customizability
- Input or generated fields
- Deal & contact level custom fields
- Custom workflows & communications
Flexible Borrower Payment Schedules
- Weekly, bi-weekly, semi-monthly (flexible dates)
- Quarterly, prepaid (partly or fully)
- Accrued / Postponed (until next draw)
- Capitalized (daily, monthly, etc.)
- Interest adjustment paid at funding or regular payment date
Flexible Investor Payment Schedules
- Full or partial interest
- Sub-investors
- A-B-piece (tranche loans)
- Referrals
- Management Fees
- Tax withholding for foreign investors
Payment Handling
- Automator Pay (EFT / Direct Debit VISA)
- Automated PAD
- Deferral / Capitalization
- Credit card processing
- Estimated fees
- Partial payments / Over-time collection
Interest Types
- Interest-only
- Principal & Interest
- Escalating
- Capitalized
- VRM
Customized Auto-Generated Documentation
- Commitment
- Lawyer instructions & distribution calculations
- Admin / Servicing agreements
- Welcome letters
- Renewal docs
- Discharge statements & distribution instructions
Upload & Reference Documents Easily
- Document Upload Portal
- Broker document transfer
- Upload via a white-labeled URL
- Broker Portal
Team Management
- Custom roles & permissions
- Management reporting
- Employee performance tracking
- Cross-functional task management
- Custom automated communication triggers
Custom Dashboards that Make Sense
- Modify your personal Kanban workflow
- Task / To-do list dashboard
- Custom Reports
Standardized Loan Conditions
- Tracking of condition statuses
- Link to document upload portals
- Create one-time conditions
- Pre-select based on property / borrower types
Automated Compliance
- Form 1, 9, 10
- Borrower disclosures
- Investor disclosures
- Create your own templates
Automated Workflows
- Create tasks automatically based on various criteria
- Auto assignments
- To-do list with due dates
- Advanced loan sub-statuses based on task completion
Communications / Notifications
- Status-based or manual triggers
- SMS/Email templates
- Auto attach system documents
- Include pre-attached forms
- Fully customizable content
Borrower Portal
- Create new loans
- Request additional funds / draws
- Request renewals / extensions
- Request payoffs
- Upload documents
- Draw history
Investor Portal
- 24/7 access for investors to view mortgage positions, repayments, and interest earned
- Monitor committed, allocated, and available funds across deals
- Download tax slips, statements and payment history
- Built-in messaging & permissions

Loan Servicing

Save time on your loan servicing processes and prevent human errors by automating calculations, alerts, payments, and more.

User interface of ABC Lender servicing dashboard showing loan payment management options, loan list with loan ID, file name, substatus, and payment frequency columns, with icons representing notifications and draw requests.

Payment Options
- Post-dated cheques
- Cheque printing
- Auto-generated PAD / EFT
- Automator Pay (direct debit VISA)
- Credit card payments
- Automated warnings and alerts
Payment Tracking
- Batch or individual entry of payments
- Automated SMS notifications
- Emails to borrowers (with late notices attached)
- Generate Statements of Account & Invoices
Additional Charges
- Ability to charge interest & calculate accrued interest
- Record / Schedule / Request payments
- Invoicing
- Credit card integration
NSF Tracking
- Batch or individual entry
- Automated SMS notifications
- Emails to borrowers (with signed NSF letters attached)
- Custom NSF fees
Investor & Borrower Statements
- Monthly auto-emailed statements
- Customized letterhead & content
Additional Reserves
- Initial reserve amounts
- Monthly top-ups
- Pre-payment of monthly top-ups
- External payment tracking
- Reporting
- Apply reserves towards monthly payments
Reports
- Exportable dashboards (in Excel)
- Batch letter generation (in a separated or single file for easy printing)
- Borrower / Investor / Shareholder Payment Reports
- In-Progress / Funded / Discharged loan tracker
- Maturing Loans (30 / 60 / 90 days)
- Prepaid Interest / Holdback Distribution Reports
- Custom reporting available
Accounting & Tax
- Annual Borrower / Investor Statements
- Reports for issuing T5s
- Aged Receivables Report
- Accrual A/R and A/P Reports
- Lender Income Reports (P&L)
- Operating & Trust account ledgers
Additional Loans / Draws
- Ability to tie draws to Milestones
- Add custom fees
- Existing or new investors
Partial Paydown
- Automated distribution
- Any date and time
- Collateral / blanket discharges
Renewals
- Renewal fees (paid at renewal, upon discharge, added to principal, added to outstanding charges, spread across any number of payments)
- Custom Renewal Conditions
- Prepayments at Renewals
- Ability to change Interest Types
Discharges
- Discharge statements
- Discharge instructions
- Per-Diem calculations
- Power of Sale module
- Distribution of fees
Investor Replacement (Mid-Deal)
- Replace any investor anytime
- Auto interest adjustment calculation
- Holdback / prepayment forwarding
Mid-Loan Adjustments
- Payment schedule changes
- Interest changes
- Frequency of payments

Fund Management

Leverage powerful tools to simplify fund management, streamline operations, and drive growth.

Dashboard interface of ABC Lender showing Fund A details with sections for P&L Overview, Cashflow Analysis, Growth Stats, Subscriptions, Active Investors, Lending Portfolio, and Statements; Lending Portfolio table lists investments, interest rates, and payments for Fund A to Fund D with a growth stats line graph overlay.

Fund Organization
- Fixed / Floating share/unit prices
- Fixed / Variable interest to shareholders/investors
- Multiple share classes
- Pre- or Post- DRIP NAV calculation
- Cash or Accrual basis revenue recognition
- Management fee calculations with performance bonuses
- Comprehensive dashboard
Shareholders / Investors
- Subscription agreements
- Auto-generated Share Certificates
- Trade Confirmations
- DRIP / Reinvestment options
- Monthly / quarterly / semi-annual / annual payouts
- One time dividends
- Monthly, quarterly, & annual automated statements
- Transfers between accounts / share classes
Reporting
- Monthly trust / payout reports
- Shareholder / investor payments & DRIP
- Fund Performance Reports
- Cash flow analysis
- 45-106F1s
- Growth statistics